Continuing our committment to helping our customers avoid some common causes of damage to their properties.
Fire is a major risk with property insurance, with policyholders able to take reasonable precautions to help prevent claims occuring at their premises, or to limit the damage should an incident arise.
- Smoke Detectors will alert you early on to the possibility of a fire give you warning that the premises must be vacated. Always check to ensure that your installed smoke are working and replace the batteries if they are running down.
- Whilst not always a necessity we would recommend the installation of one or more fire extinguishers and/or fire blankets at your property.
- Do not leave naked flames, such as candles, unattended or where they could be knocked over.
- Arrange for a qualified electrician to perform a safety check your electrical installation and electrical goods on a regular basis to reduce the risk of electrical faults which could lead to a fire. If you notice any frayed or broken wires stop using the item immediately and arrange it to be fixed.
- Take care when frying to ensure that the oil does not overheat and catch fire, do not overfill chip pans and never put water on to hot fat.
- Plan an escape route and make sure everyone knows it! This is very important if you have a fire to ensure everyone can get out. And once you are out, stay out!
Remember – We are here to help! Do not hesitate to contact us on 01253 764294 if you have any questions.
Coming next: Part 3 – Theft